The California Medical Help Program Medi-Cal or MediCal ) is a Medicaid California program that caters to low-income individuals, including families, seniors, people with disabilities , children in foster care, pregnant women, and non-childless adults with incomes under 138% of federal poverty rates. Benefits include outpatient services, emergency services, inpatient, pregnancy and newborn care, treatment of dental and dental disorders (Denti-Cal), vision, and long-term care and support. About 13.3 million people are registered with Medi-Cal in January 2018, or about a third of California's population; in Tulare County and Merced County, more than 50% of the population is registered in September 2015.
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Medi-Cal provides health insurance for those with low incomes and limited ability to pay for health insurance, including the elderly, blind, disabled, young adults and children, pregnant women, persons in a skilled home or intermediate care home, and people in the Breast and Cervical Cancer Treatment Program (BCCTP). Persons receiving a federally funded cash assistance program, such as Caloworks (state implementation of the federal Storm Relief Program for Families), the State Supplementary Program (SSP) (state supplement for the Federal Additional Income Program (SSI)) , support, adoption assistance, specific refugee assistance programs, or Home Support Services (IHSS) are also eligible.
As a proven program, Medi-Cal imposes asset limits on prospective applicants. This limitation depends on the number of individuals being considered for coverage; for one registrant, this limit is $ 2,000, while for two registrants, the limit is $ 3,000. Each additional individual is considered to generate an additional $ 150 of the permitted assets, until a total of ten people are closed. If the applicant has a property whose total value exceeds the allowable amount, they are required to reduce ("sell down") their assets through activities such as buying clothes, buying furniture, paying medical bills, paying home mortgages, paying home loans, and paying off debt other.
Starting in 2014 under the Patient Protection and Affordable Care Act (PPACA), those with family income of up to 138% of federal poverty are eligible for Medi-Cal (based on 42 USCçà 1396a (a) (10) (A) (i) (VIII)), and individuals with higher incomes and some small businesses may choose a plan in the California, California, health insurance market with potential federal subsidies.
Immigration status
Legal permanent residents (LPRs) with a substantial employment history (defined as 40 quarters of social security covering income) or military connections are eligible for federal benefits programs, including Medicaid (Medi-Cal). LPR entered after August 22, 1996, was banned Medicaid for five years, after which their coverage became the country's choice, and the state had the option to protect the LPR who were children or who were pregnant for the first five years. SSI noncitizen recipients are eligible for (and must be covered under) Medicaid. Refugees and ashalls are eligible for Medicaid for seven years after arrival; after this term, they may be eligible in the state option.
Nonimmigrants and unauthorized strangers are not eligible for most federal allowances, regardless of whether they are tested, with important exceptions to emergency services (eg Medicaid for emergency medical care), but countries have the option of including nonimmigrants and foreigners who do not concerned who are pregnant or who are children, and can meet the definition of "legitimate stay" in the United States. Specific rules apply to certain restricted categories of non-citizens: certain "cross-border" Indians, Hmong/Highland Indians, parole and conditional migrants, and abusive cases.
Maps Medi-Cal
Benefits
Medi-Cal's health benefits include outpatient services, emergency services, hospitalization, pregnancy and newborn care, dental and dental disorders (Denti-Cal), vision, and long-term care and support.
California is one of the few US states that provide Medicaid care benefits to adults. However, given the Denti-Cal bare bones coverage and the absence of dentists participating in the program, additional program patches have grown to fill some gaps, including the Federal Qualified Healthcare Center (FQHC), a term referring to hundreds of health clinics and operating systems in underserved, low-income and uninsured communities that private dentists tend to avoid, and the country's first 5 state commissions, funded by tobacco sales taxes, and county-funded dental splashes.
Administration
Medi-Cal Fees for service
As of January 2018, 2.5 million people are enrolled in the Medi-Cal-service fee, representing about 19% of all registrants. In a cost-for-service arrangement, healthcare providers file claims to the Medi-Cal program for the services provided.
Medi-Cal managed care
Most beneficiaries receive a Medi-Cal benefit from the contracted Medicaid managed care organization. As of January 2018, 10.8 million people are registered in Medi-Cal managed care plans, representing about 81% of all registries.
California has several managed care models set at the district level:
- County Organized Health System (COHS) model, with one county health plan,
- a "two plan model" with a public health plan and a commercial health plan in the area,
- geographically managed care model with multiple packages per county,
- a regional managed care model with 1-2 commercial health plans in many areas,
- and a unique one-county model in San Benito and Imperial counties.
In Denti-Cal, the majority of beneficiaries are covered through a fee-for-service arrangement, in which the state pays the dentist directly for services, and not the managed care model. However, more than 879,000 Denti-Cal registries did receive dental treatment through a managed care plan starting as an experimental alternative in the 1990s: in Los Angeles County where managed care plans were optional for beneficiaries, and in Sacramento County where they required. Eleven districts do not have Denti-Cal providers or no providers willing to accept newborn patients borne by Denti-Cal: Del Norte, Tehama, Yuba, Sierra, Nevada, Amador, Calaveras, Alpine, Mariposa, Mono and Inyo districts. Delta Dental, which operates in the same building as the Denti-Cal DHCS division, enrolls the dentist into DentiCal, processes claims by the dentist, pays the dentist and provides care authority, and also handles customer service and outreach operations.
Government agencies
Medi-Cal is jointly managed by the Medicare and Medicaid Service Centers (CMS) and the California Department of Health Care Services (DHCS), while local welfare departments in each of 58 counties are responsible for the local Medi-Cal administration program. C4Yourself and CalWIN are state-of-the-art online application systems that allow you to make a profit.
Legal
The Federal law is largely composed of the Social Security Amendment of 1965 which adds Title XIX to the Social Security Act (42 USCÃ, 1396 et seq. ), and state laws comprise largely of California Welfare and Institutions Code (WIC) Division 9, Section 3, Chapter 7 (WIC Ã,ç 14000 et seq. ). Federal regulations are mostly found in the Federal Regulatory Code (CFR) Title 42, Chapter IV, Section C ( 42 CFR 430 et seq. ) and the California state regulations (CCR) Title 22, Division 3 (22 CCR Ã, 50005).
Cost
The Medi-Cal cost is estimated at $ 73.9 billion ($ 16.9 billion in state funds) in 2014-15. By comparison, California's entire state budget in 2014-2015 is $ 156 billion, of which about $ 108 billion is public funds (not allocated to special expenditures, such as bonds).
Related programs
Partnership for Long Term Care
The Long Term Care Partnership Program is a public-private partnership between state and private insurance companies, designed to reduce Medicaid spending by delaying or eliminating the need for some people to rely on Medicaid to pay for long-term care services. To encourage the purchase of private partnership policies, long-term insurance policyholders are allowed to protect some or all of their assets from Medicaid's expenditure requirements during the eligibility process, but they still have to meet income requirements. The California Partnership for the Long Term Care Program links the Medi- Cal Service and Home Support Services programs, ie, private long-term care insurance contracts and health care contracts covering long-term care for the elderly, the blind, or the disabled..
California Covered
Covered California is a health insurance market in California, the country's implementation of the American Health Benefit Exchange provisions of the Patient Protection and Affordable Care Act.
Poor health programs
Since 1933, the California law has obliged states to provide assistance to the poor, including health care and public assistance services. Inadequate health programs in the region can be categorized as the California Medical Service Program (CMSP) and the Terrestrial Medical Service Area (MISP). There are 34 districts of CMSP and 24 MISP districts. CMSP area programs are mostly managed by the state, while MISP countries manage their own programs with their own rules and regulations. Many patients from both the local CMSP and MISP programs turn to Medi-Cal when Patient Protection and Affordable Care Act come into force in 2014.
See also
- Welfare in California
- Local government in California
- California health-care district
References
External links
- Official website
- BenefitsCal.org (to register) from the District Organizational Welfare Association
- C4 System yourself from C-IV
- CalWIN System from WCDS
- YourBenefitsNow! system for Los Angeles County
- California Medical Assistance Program at California Code of Regulations
- Medicaid State Plan Information for California
- Neglect State for Medicaid program in California
Source of the article : Wikipedia